Making the Most of Your Windfall

Received an Inheritance, Gift or Redundancy Payout?

A financial windfall can be both exciting and overwhelming. Whether it comes from an inheritance, a redundancy package, or another unexpected source, it often raises the same question: “What should I do with this money?”

At Everalls Wealth Management, we specialise in helping people make smart, confident decisions about how to use a windfall in a way that supports your personal goals, your family, and your financial future.

Why You Need a Plan

Without guidance, it can be easy to spend a windfall quickly—or miss opportunities to grow and protect it. We provide holistic, personalised advice that helps you:

  • Clarify your goals – both short-term and long-term.
  • Understand your options.
  • Create a tailored strategy that balances today’s needs with tomorrow’s security.

Your Options Could Include:

Every client is unique, so our advice begins with you—your values, priorities, and lifestyle. Some of the areas we often explore include:

  • Lifestyle goals – enjoy part of your windfall through travel, a new car, home upgrades, or family experiences.
  • Debt reduction – pay down or clear loans to free up future cash flow and reduce risk.
  • Investing for the future – set up a tailored investment portfolio that aligns with your goals and risk profile.
  • Superannuation strategies – boost your retirement savings in a tax-effective way.
  • Sharing with family – provide financial assistance to children or loved ones in a structured way.
  • Protecting a legacy – preserve and grow an inheritance so it can benefit future generations.

Structuring Your Wealth Wisely

If you decide to invest some or all of your windfall, we’ll guide you through key structural decisions such as:

  • Whether a Family Trust or Investment Company would be appropriate.
  • Choosing the right mix of asset classes (shares, property, bonds, alternatives).
  • Selecting specific investments that suit your goals and preferences, including ethical options.
  • Ensuring everything is set up for tax efficiency and long-term growth.

And because life changes, we offer annual reviews to ensure your plan remains on track.

Why Work With Us?

  • We work with proactive individuals who want to maximise their windfall and value expert guidance.
  • We provide holistic, goals-based advice, not one-off product recommendations.
  • We don’t earn commissions on insurance or investments—we work for you, not the product providers.
  • You’ll have peace of mind knowing that your windfall is being managed thoughtfully and strategically.

Take the Next Step

A windfall is an opportunity to create lasting financial security—for you, and for generations to come. Don’t leave it to chance.

Contact Everalls Wealth Management today to arrange a confidential consultation and start making the most of your windfall.

What Our Clients Say About Working With Us

My wife and I recently worked with Gerrie to restructure our finances and wealth plan. The experience was invaluable, giving us confidence that our long-term financial position is secure and we’re making the right decisions for our future. Gerrie and the Everalls team were professional throughout, providing considered, regular communication that reinforced our trust in their approach. Gerrie was generous in sharing his knowledge and provided sound justification for every decision. We would happily recommend Gerrie and the Everalls team, and we look forward to working with them again in the future.

Damien M

Bob Chen from Everalls Financial Management have been providing holistic financial management of my financial affairs including my SMSF for the last three years and is now providing a solid plan for my transition into retirement. I have no hesitation in recommending Bob Chen to anyone who is looking for an engaging, friendly, and professional financial advisor.

Teege

I’m so grateful to have met Bob. He’s provided me with sound, wholistic advice on how best, and how quickly, I can set myself up to retire comfortably.

Kirralee

My husband and I were extremely impressed in the way Bob has a holistic approach in the way he provided Financial Advise to us. We now have a sound strategy in place to help us achieve our future goals which was lacking in the advise provided by our previous adviser. We both highly recommend Bob as we now have a Financial Adviser that we value and trust.

Julie O

We have finally found a Financial Advisor that we trust. Bob Chen is professional, dedicated and most importantly listens. He has helped my wife and I to understand our financial goals, execute a sound strategy that we understand and be confident we are positioned well for the future. We look forward continuing to work with Bob in the future.

Chris T

Gerrie was incredible!..we were so anxious that we would be baboozled with finance jargon. But no Gerrie was very professional and capable of personalising the information we needed. We will be back to see Gerrie again…no hesitation. Thanks Gerrie.

Rache P

We’ve only started feeling like we are in control of our finances and our future since we started working with Bob Chen, of Everalls Wealth Management, a few years ago. He is responsive, helpful and gives great advice.

Pam F

Bob Chen has been extremely helpful in getting our financial matters in order and is always just an email or a phone call away. We would highly recommend his professionalism to any prospective client.

Graham T

Bob Chen has been a great asset to us. His financial advice was considered, well researched and it has increased our returns. We feel far more confident about our financial future and estate planning for the kids. He is great fun to work with and I have recommended him to several good mates!

Leo F

We have worked with Bob Chen over the past 8 years and could not ask for a more professional, dedicated and caring financial adviser. Bob has provided us with advice to help build a solid future for our family. We trust Bob and look forward to many more years ahead.

Ann-Marie C

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Ready to start?

At Everalls Wealth Management, we make the complex simple. We take the time to understand your financial position, aspirations, and values — then deliver tailored strategies to help you build, manage, and protect your wealth.

Our team provides holistic advice across a wide range of areas, including:

  • Wealth creation and income strategy for professionals and business owners
  • Debt management and asset protection
  • Retirement planning and estate structuring

After your complimentary introductory phone call, you may choose to book a Comprehensive Initial Consultation to dive into your goals, strategy options and next steps. Your investment into this 60–90 minute session (plus preparation) is $660 inc. GST.

You may then choose to proceed to a personalised Statement of Advice, which provides a step-by-step strategic roadmap to unlock your financial potential and achieve your goals. Fees start from $4,400 inc. GST.