Australia’s aged care system is designed to support the elderly, either in their own home or a residential aged care facility.
Financial Snapshots
Borrowing to invest, or gearing, is an investment strategy usually considered by more experienced investors and those with a higher risk appetite.
Thorough estate planning involves putting in place strategies that address all aspects of your situation.
What does a financial adviser do? Why might I need a financial adviser? What are the benefits of financial advice?
Saving a deposit to buy your first home isn’t easy. That’s why the government introduced the First Home Super Saver Scheme (FHSSS) to help Australians use the tax benefits of super to save a deposit faster.
If you do things right in your 20s, you can lay the foundations for a solid financial future and set yourself up for life.
Some big life changes and big expenses can occur in your 30s. The key to maximising your savings and setting yourself up for financial freedom now is making savvy, forward thinking financial decisions.
In your 40s you’ll potentially be earning more money than you may have previously but you may also have unexpected or unwelcome expenses, like divorce.
For many people, 50s are the golden years, a time when you may be at the pinnacle of your career and some of the big expenses you needed in your 20s, 30s and 40s have levelled out.
While it may seem that by the time you hit your 60’s it’s too late to make any meaningful change to your financial circumstances, there are still things you can do to work towards financial freedom.
Different investment strategies and timeframes have different levels of risk. Understanding your tolerance for risk can help you feel more comfortable making investment decisions.
While there’s no hard or fast rule as to when you should retire, there are a few things to consider when planning to do so.