Tailored Financial Solutions for Professionals, Business Owners and High Net Worth Individuals

Whatever the situation or circumstance, we can help you:

Pre-Retirement Planning

We understand that your days are filled with commitments, responsibilities, and aspirations. With so many balls in the air, you might be putting off retirement planning as something you don’t need to worry about yet.  You might not realise the exponential benefits of commencing this journey 5 to 10 years before your retirement date.  You cannot overstate the value of starting your pre-retirement planning journey well in advance. Let us make sure you are on the right track to achieving the retirement lifestyle you desire.

Taking the Proactive Step or Pursuing a Specific Goal

If you’ve reached the point where you’re ready to proactively optimise your hard-earned income or determined to achieve a specific financial goal, we’re here to provide the guidance you need. Our expertise enables us to tailor strategies and investment recommendations that align perfectly with your risk profile, desired time frame, and specific goals.  Your goals could include debt reduction, or funding a gap year or early retirement.  Let us empower you to make your money work just as diligently as you do, ensuring that you’re firmly on track to achieve the financial success you’ve envisioned.

Complex Financial Situations

Are you juggling a multifaceted financial position that includes managing personal, business, superannuation, and other assets? Do you need help getting a straightforward but comprehensive overview of your entities and investments? Are you confident that your various assets are working together efficiently & effectively to improve your financial position?   Our team can provide clarity and insight.  We can develop comprehensive strategies to give you the confidence that your overall financial position is optimised and aligned.

Multi-generational Wealth Sharing & Transfer

Are you looking to provide financial support to your children, either during your lifetime or in the future, but you’re worried about relinquishing control of the funds just yet?  It’s essential to be aware of the potential risks of gifting outright if your child experiences issues such as addiction, bankruptcy, divorce or even death.   Talk to us to explore the array of strategies available for sharing or transitioning wealth to your children. We can tailor strategies that allow you to extend financial assistance while introducing safeguards that protect the assets and your family. By crafting solutions with carefully considered “strings attached,” we ensure your intentions are honoured, your financial legacy thrives, and your children are educated and empowered without being vulnerable to undue risks.

Inheritance or Windfall

Navigate the benefits and challenges of a windfall or inheritance with our guidance to ensure a well-considered and balanced approach to spending and investing and effective integration into your financial plan.  We have significant expertise in advising clients on how to grow and protect a large lump sum particularly when they want to share the benefits with other family members in the short term and ensure a smooth transition of control to the next generation in the long term.

Loss of a Partner

Experiencing the loss of a partner due to divorce or the passing away of a loved one can have a profound impact on your financial stability. We specialise in guiding people through these challenging life transitions. We’re here to provide compassionate support and expert guidance as you navigate the complexities of reshaping your financial position and financial plan going forward. From offering tailored education and advice to designing strategies that enhance your financial resilience, our commitment is unwavering. Count on us to be by your side, giving you the confidence and peace of mind that your finances are under control.

Asset protection

Do you want to safeguard your assets and protect your family from unexpected challenges?  Through detailed analysis of your financial circumstances, we can identify vulnerabilities and craft tailored strategies to mitigate risks, ensure financial stability, and provide a comprehensive safety net. We will devise a roadmap using a combination of insurance, estate planning, structures, and investment strategies to safeguard your family’s future, preserve your hard-earned legacy, and ensure that you and your loved ones are well-cared for.

Estate Planning

It’s essential to have a well-crafted Estate Plan to safeguard your assets and protect you and your family’s financial future.  We can be your strategic partner in this process, providing tailored advice on how to plan for the unexpected and the inevitable.  We can structure your assets to minimise taxes and ensure the right assets are transferred efficiently to the right beneficiaries at the right time, granting you peace of mind that your loved ones are cared for according to your wishes.  When the time comes, we will help your executor wind up your estate and finalise any tax obligations.  We can also work directly with your beneficiaries to meet their financial needs moving forward. 

Let's start this journey together

At Everalls Wealth, we’re with you every step of the way – from envisioning your financial dreams to navigating the twists and turns of life. Ready to take the first step?