Our Process

At Everalls Wealth, our approach is focussed on understanding you, your aspirations, and your unique financial landscape. We know that you’re not just looking for financial advice; you’re looking for a partner who can help you achieve your goals. It’s why the process we follow with all our clients is so important: to ensure our work is always in alignment with your goals.

Initial Consultation
STEP 1 - Initial Consultation:

We begin with a personalised consultation where we get to know you, where you are now and what your financial and personal goals and dreams are so that we can talk to you about the different types of strategies that we think might work for you and how we can help you get on track to achieving those financial goals. The meeting usually takes 1.5hrs and will include detailed discussion of your current financial position including income, living expenses, investments, debt, superannuation, insurance, and estate planning. Because we are serious about wanting you to get the best value out of this meeting we will be needing you to supply some basic information about your financial circumstances and goals before we meet so that we can review and research appropriately before our meeting.

Our fee for this initial consultation is $660 inc GST.

Data Collection
STEP 2 - Statement of Advice:

To provide you with personal recommendations on the strategies needed to achieve your financial goals we need to prepare a document called a Statement of Advice. This comprehensive document outlines the various strategies, step by step, together with the underlying investment recommendations.

From savings amounts, debt repayments, and super contribution recommendations through to underlying investment recommendations, we’ll provide you with all the detailed steps to ensure you have a clear roadmap to success.

To develop the most appropriate strategies for you, we firstly undertake Data Collection. This is where we gather the crucial, nitty gritty data about your current financial circumstances. We analyse your existing assets, liabilities, income, and expenses. We then determine the gap between your financial status and the resources needed to achieve your goals.

Then we develop Strategies & Modelling. Our team of experts will develop a range of tailored strategies, like pieces of a puzzle, designed to work together to achieve your financial goals. We model these draft strategies to create a roadmap that charts your path and progress towards achieving your goals within the desired timeframe, ensuring tax efficiency and sustainability.

The culmination of our analysis and strategy development is then presented to you in the Statement of Advice.

Our fees for preparing a detailed Statement of Advice start from $4,400 inc GST.

Implementation
STEP 3 - Implementation:

Once you understand and are comfortable with our recommendations as set out in the Statement of Advice, we will then organise all the necessary paperwork required so that we can implement the various strategies for you.

Our fees for this service will be discussed with you in our Initial Consultation.

Ongoing relationship
STEP 4 - Ongoing Relationship Service:

Our commitment to you doesn’t stop at implementation. Because things always change and we want to keep you on track we provide an Ongoing Service to our clients.
The world is constantly changing – legislation like tax rates, super contribution limits; economic factors like market performance, interest rates & exchange rates; and personal factors like family changes, pay rises, and goal changes.
It’s therefore important we keep in touch to review your progress and fine-tune strategies accordingly to ensure you stay on track to achieving those longer term goals.

Our fees for this service will be discussed with you in our Initial Consultation.

Let's start this journey together

At Everalls Wealth, we’re with you every step of the way – from envisioning your financial dreams to navigating the twists and turns of life. Ready to take the first step?