Everalls Wealth Management provides expert advice on how to determine the right investment strategy & structure to meet your wealth creation goals.
Our investment research and selection service goal is to collect, accumulate and interpret whatever data will best support the investment decision-making process of investors and businesses.
Investing in shares will make you part-owner of a business. Shares can be a sound long-term investment but are very risky to use in the hope of making quick cash. Choosing shares to buy and sell requires time, research and analysis. Buying shares is a good way to build your wealth over time. As with other investment options, shares are not without their risks. Think carefully about your options and seek financial advice before you enter the share market.
Asset allocation involves dividing your investments among different assets, such as stocks, bonds, and cash. The asset allocation decision is a personal one. The allocation that works best for you changes at different times in your life, depending on how long you have to invest and your ability to tolerate risk.By including asset categories with investment returns that move up and down under different market conditions within a portfolio, an investor can protect against significant losses.
Risk analysis is the study of the underlying uncertainty of a given course of action and refers to the uncertainty of forecasted cash flow streams, the variance of portfolio/stock returns, the probability of a project’s success or failure, and possible future economic states. A risk analyst starts by identifying what could go wrong. The negative events that could occur are then weighed against a probability metric to measure the likelihood of the event occurring.
Portfolio management is all about determining strengths, weaknesses, opportunities and threats in the choice of debt vs. equity, domestic vs. international, growth vs. safety, and many other trade-offs encountered in the attempt to maximise return at a given appetite for risk.
Consider the tax implications of any investment. An investment is ‘tax-effective’ if you end up paying less tax than you would have paid on another investment with the same return and risk. While lower tax can help your savings grow faster, you should never base an investment decision on tax benefits alone.
I could not speak more positively of Bob Chen DFK. It’s been a pleasure and a rewarding experience to undertake my wealth management journey with Bob.
Bob Chen from Everalls Financial Management have been providing holistic financial management of my financial affairs including my SMSF for the last three years and is now providing a solid plan for my transition into retirement. I have no hesitation in recommending Bob Chen to anyone who is looking for an engaging, friendly, and professional financial advisor.
We can only commend Gerrie Vermeulen at Everalls to everyone wishing to understand the full breadth of their financial future. Our relative financial ignorance meant that we were a little intimidated by what to expect and how to improve our financial certainty. Gerrie’s easy manner, patience and unmistakeable expertise means that our meetings are always a relaxing, educational and reassuring experience. His strategies have improved our financial future far better than we could have done by ourselves. Our only regret is that we had not received the benefit of Gerrie’s advice earlier.
Very focussed help and navigation. Thanks
Bob Chen has been a great asset to us. His financial advice was considered, well researched and it has increased our returns. We feel far more confident about our financial future and estate planning for the kids. He is great fun to work with and I have recommended him to several good mates!
We met with Gerrie and I have to say he was amazing. We had some unusual financial things to consider. He had thoroughly researched our background and understood the domain well. The knowledge and professionalism stood out to me significantly above the other planners we had spoken with previously.
We’ve only started feeling like we are in control of our finances and our future since we started working with Bob Chen, of Everalls Wealth Management, a few years ago. He is responsive, helpful and gives great advice.
I’m so grateful to have met Bob. He’s provided me with sound, wholistic advice on how best, and how quickly, I can set myself up to retire comfortably.
Gerrie was incredible!..we were so anxious that we would be baboozled with finance jargon. But no Gerrie was very professional and capable of personalising the information we needed. We will be back to see Gerrie again…no hesitation. Thanks Gerrie.
My husband and I were extremely impressed in the way Bob has a holistic approach in the way he provided Financial Advise to us. We now have a sound strategy in place to help us achieve our future goals which was lacking in the advise provided by our previous adviser. We both highly recommend Bob as we now have a Financial Adviser that we value and trust.
We have finally found a Financial Advisor that we trust. Bob Chen is professional, dedicated and most importantly listens. He has helped my wife and I to understand our financial goals, execute a sound strategy that we understand and be confident we are positioned well for the future. We look forward continuing to work with Bob in the future.
Bob is very helpful reliable and knowledgeable financial advisor who has taken personal and responsible interest in managing our financial portfolio
He a very professional advisor – And very nice person!
Siva and Nimmi
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