Superannuation And Retirement

Staying Ahead of Retirement Planning: Our Commitment to Knowledge and Expertise

With a dedicated technical and research team, and regular development opportunities, we pride ourselves on the ability to keep up to date with legislation changes, the latest strategies, and ways to help you make the most of your retirement.

Our Services

We Can Help You With

Redundancy Advice

We provide information about redundancy entitlements, your rights and employer’s obligations in relation to redundancy. We establish whether or not you are eligible for redundancy pay entitlements and how much should your redundancy pay be.

Planning For Retirement

Most retirees get income from at least a couple of sources, like super and the Age Pension. If you’re thinking about retirement, it’s important to consider where you’ll get the money you’ll need to live on, and set up a plan to make it last. It’s worth remembering that one income can have an impact on another.

Transitioning To Retirement

You can keep working while drawing down some of your super benefits. This is known as a ‘transition to retirement’ strategy and it allows you to supplement your salary and maintain your lifestyle while you reduce work hours or salary sacrifice into super to save on tax. As you approach retirement you might like to reduce your work hours without taking a big cut in your pay. A transition to retirement pension can be used to top up your employment income if you decide to reduce your work hours. It gives you a chance to explore new hobbies and start planning what you will do with your extra leisure time before you retire completely.

Superannuation Advice And Strategies

Are you a risk taker or do you prefer to take a safer path? Maybe you’re somewhere in the middle? How you feel about taking risks can affect the investment strategy you choose for your super, and how much money you end up with. Remember that super is a long-term investment for your retirement, so choosing the right strategy for your super money is important. If you don’t choose an investment strategy, your super fund will decide for you.

SMSF Advice And Management

Managing your own super comes with a lot of responsibility and involves significant time and effort. A self-managed super fund (SMSF) might be suitable if you have a lot of super and knowledge of financial and legal matters. Everalls Wealth Management team has professionals licensed to provide SMSF advice and can help you weigh up the pros and cons of running an SMSF, helping you decide whether it’s right for you.

Superannuation Portfolio Management Services

Ideal for SMSF trustees, private unit trusts, family trusts and individuals, portfolio management service gives you the best of both worlds; your financial adviser retains a direct relationship with you, and you benefit from administrative help from us – we handle all your portfolio record keeping.

Download Our Retirement Planning Ebook

Download our Retirement Planning ebook for insight into the issues and considerations you need to think about when planning for retirement.

Testimonials

What Our Clients Say About Working With Us

Bob Chen has been extremely helpful in getting our financial matters in order and is always just an email or a phone call away. We would highly recommend his professionalism to any prospective client.

Graham Tidy

We’ve only started feeling like we are in control of our finances and our future since we started working with Bob Chen, of Everalls Wealth Management, a few years ago. He is responsive, helpful and gives great advice.

Pam Faulks

We have worked with Bob Chen over the past 8 years and could not ask for a more professional, dedicated and caring financial adviser. Bob has provided us with advice to help build a solid future for our family. We trust Bob and look forward to many more years ahead.

Ann-Marie Cott

We have finally found a Financial Advisor that we trust. Bob Chen is professional, dedicated and most importantly listens. He has helped my wife and I to understand our financial goals, execute a sound strategy that we understand and be confident we are positioned well for the future. We look forward continuing to work with Bob in the future.

Chris Tough

My husband and I were extremely impressed in the way Bob has a holistic approach in the way he provided Financial Advise to us. We now have a sound strategy in place to help us achieve our future goals which was lacking in the advise provided by our previous adviser. We both highly recommend Bob as we now have a Financial Adviser that we value and trust.