Superannuation And Retirement

With a dedicated technical and research team, and regular development opportunities, we pride ourselves on the ability to keep up to date with legislation changes, the latest strategies, and ways to help you make the most of your retirement.

We can help you with

Redundancy advice

We provide information about redundancy entitlements, your rights and employer's obligations in relation to redundancy. We establish whether or not you are eligible for redundancy pay entitlements and how much should your redundancy pay be. 

 

Planning for retirement

Most retirees get income from at least a couple of sources, like super and the Age Pension. If you're thinking about retirement, it's important to consider where you'll get the money you'll need to live on, and set up a plan to make it last. It's worth remembering that one income can have an impact on another. 

 

Transitioning to retirement

You can keep working while drawing down some of your super benefits. This is known as a 'transition to retirement' strategy and it allows you to supplement your salary and maintain your lifestyle while you reduce work hours or salary sacrifice into super to save on tax. As you approach retirement you might like to reduce your work hours without taking a big cut in your pay. A transition to retirement pension can be used to top up your employment income if you decide to reduce your work hours. It gives you a chance to explore new hobbies and start planning what you will do with your extra leisure time before you retire completely.

 

Superannuation advice and strategies

Are you a risk taker or do you prefer to take a safer path? Maybe you're somewhere in the middle? How you feel about taking risks can affect the investment strategy you choose for your super, and how much money you end up with. Remember that super is a long-term investment for your retirement, so choosing the right strategy for your super money is important. If you don't choose an investment strategy, your super fund will decide for you. 

 

SMSF advice and management

Managing your own super comes with a lot of responsibility and involves significant time and effort. A self-managed super fund (SMSF) might be suitable if you have a lot of super and knowledge of financial and legal matters. Everalls Wealth Management team has professionals licensed to provide SMSF advice and can help you weigh up the pros and cons of running an SMSF, helping you decide whether it's right for you. 

 

Superannuation portfolio management services

Ideal for SMSF trustees, private unit trusts, family trusts and individuals, portfolio management service gives you the best of both worlds; your financial adviser retains a direct relationship with you, and you benefit from administrative help from us – we handle all your portfolio record keeping.

Need help?

Our licensed team is ready to discuss your options and how we can help to achieve your financial goals.

Superannuation & Retirement Services

Learn more about Superannuation & Retirement with the latest from our blog
December 4, 2019

Getting ready for retirement: How to get your finances in order

As retirement comes into view, it’s time to imagine a new you for the post-work age. You remember your first day at school, your first job, […]
November 18, 2019

Superannuation Death Benefit Limitations

As an SMSF trustee, you need to take special care when paying death benefits as you are responsible to ensure that the payment rules are met. […]
September 17, 2019

Returning to work after you’ve accessed your super

Do you know the rules about returning to work after you’ve accessed your super? Upon accessing your superannuation, you may need to sign a declaration stating […]